The comprehensive package for your home.

 

Our HomeCare plan can offer cover for the following:

• Fire or lightning
• Explosion
• Earthquake or volcanic eruption
• Storm, hurricane, cyclone or flood
  • Water escaping from water tanks, apparatus or pipes
  • Water or oil escaping from a fixed heating or cooling installation
  • Investigation expenses and repair costs
• Theft or attempted theft
• Malicious acts or vandalism
• Aircraft impact or any other aerial device or any vehicle or animal
• Riot, strikes or labour disturbances
• Falling trees or parts of trees
• Falling television or radio antennae, antennae fittings, masts, towers or solar heating panels
• Loss of rent
• Accidental damage to underground services
• Accidental breakage of fixed glass and sanitary fixtures
• Architects’ fees
• Cost of cleaning the site
• Costs incurred solely because of the need to comply with any stature requirements or local authority by law
• Temporary removal
• Alternative accommodation
• Accidental Breakage of fixed mirrors and glass
• Tenant’s Liability
• Occupier’s liability to third parties
• Personal accident
• Personal property “All Risks”

 

 

 

 

Private and business properties can be insured for fire, theft, natural and special perils and in particular:

• Fire
• Lighting
• Explosion
• Theft (optional)
• Storm, tempest, flooding
• Falling of aircrafts and/or items falling from
• Impact
• Busting of pipes and overflow of water and petrol tanks
• Terrorism
• Malicious damage
• Bush fire
• Debris removal
• Professional fees (for architects and engineers)
• Loss of rent
• Alternative accommodation
• Strikes & Riots

Contact us for more information about our cover and for a quote.

 

This policy compensates you for:

• Loss or damage to property contained in your premises (forcible entry or exit must exists)

 

The above basic cover can be extended to cover property damage arising as a result of the burglary or attempted burglary.

This cover can be offered as an extension to the Fire policy. It cannot be offered as a stand-alone policy.

 

 

This policy covers any consequential loss (financial loss) resulting from material damage to the insured property as a result of fire or earthquake or as otherwise agreed. This includes:

 

• Loss of profit as a result of a reduction in Turnover

• Increase in cost of working necessarily and reasonably incurred to minimize or avoid reduction in turnover

• Payroll expenses

• Expenses arising from accountants, architects and any professional involved in the damage evaluation process

This cover can be offered as an extension to the Fire policy. It cannot be offered as a stand alone policy.

 

 

The policy covers accidental damage to fixed glass in external and internal doors, windows and partitions.

 

This policy covers loss of money whilst:

• In transit
• In safe
• At premises